Richard is lead originator, structurer, and chief risk officer — the same person who wants to do the deal must live with the consequences. Prior to Altrus, he built a USD 715M+ deployment track record across 911 transactions at SCCF Singapore, a specialist commodity trade finance platform within the Horizon Capital AG ecosystem. Zero credit losses across six years and multiple global dislocations. Richard founded Altrus following AUM constraints at the prior platform and conviction in a dedicated fund structure. He carries the same borrower relationships, the same credit framework, and the same disciplined approach. Richard holds the CFA charter and has deep expertise across energy, metals, agricultural commodities, and refined petroleum.

Jonathan leads investor relations, fund structuring, and operational management — ensuring institutional-grade reporting and investor experience from day one. He operates under the MAS Representative Notification Framework (RNF), enabling him to conduct regulated fund management activities on behalf of the fund's MAS CMS Licensed manager. His focus is building long-term investor relationships founded on transparency: deal-level reporting, vessel tracking updates, repayment confirmations, and quarterly portfolio analytics. Jonathan brings operational discipline and investor communication expertise that complements Richard's origination and credit leadership.